The coronavirus pandemic has created an existential crisis for America’s small, locally owned businesses, which are the backbone of the nation’s economy. They create the bulk of the nation’s jobs, cultivate new innovation, and shape our communities’ personalities.
Unlike most national retail chains, they adapt their products and services to meet their communities’ needs. And a much higher percentage of the dollars spent in locally owned businesses — versus chain retailers — remain in the community, generating economic activity that supports schools, parks, first responders, and other vital community services.
Most small businesses don’t have the credit and capital to weather the coronavirus pandemic. And the average small business has only enough cash in reserve to remain open for 27 days. Being closed for weeks — or months — because of the COVID-19 pandemic has been devastating for hundreds of thousands of small businesses.
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Smith + Trade Mercantile